Goal setting Considered as the most important thing for life The lack of goals will make us lack direction in life. And make us extremely The goal is like a customer who points in the direction to the destination that he has laid. But above all The goal of most people is to want to get rich. Wealth is not just a matter of money. It means being rich and happy even if you don't have hundreds or millions. However, everyone wishes to be financially stable. How to become rich with money and happiness. We have 3 solutions until we come together to live 3 solutions until
save
Of course, the iron rule is the first thing to solve until it makes you rich. Must start from saving you Know the value of every dollar and every satang. Savings do not mean spending like a starving person. But means spending with what is needed Anything that is not yet necessary should be waited to buy in the range of the product on sale. Or choose to buy a product that is cheaper than the replacement This will allow you to have money left to collect each month. Notice that the same product. Same quality but why the price is different Despite the fact that the source of raw materials is from the same place The only difference is the brand. In which the product owner adds value to the product until it has a higher price Consumers or us have to notice that some products, if chosen from other brands that are similar. It will save money to be more or less Start the rule of law until it is economical.
In addition to consumer goods Other savings can be made, such as travel or water bills, electricity bills, phone bills, which is another way you can save. And you will find that your expenses have decreased this month than last month.
saving
Of course, aside from saving you the daily expenses mentioned above Next thing is saving. That will help save the money you have left with more results Savings. How to make that savings fruitful. Savings are the saving from monthly income equally every month. For example, deduct 10-20% from monthly income. After that, some of the savings will be extended to produce fruit. By using savings to buy mutual funds Or to use the savings to invest in shares Investment in mutual funds will enable investors to receive a stable return than investing in shares. Because there is a lower risk Investing funds in a mutual fund will help investors easily manage their finances. Because the bank will use our money to invest in stock funds that have good potential and have little risk However, the income from the mutual fund will be very small depending on the investment capital. The more investment, the higher the return But also depends on the direction of the stock market at that time as well Investors should choose a suitable time period for buying mutual funds. In principle, buying is when the stock price is in a downtrend. Because it will allow us to buy shares at a price that is cheaper than the market price
Find extra income
Do you have a hobby or favorite thing to do? If you have to use what you feel to extend it as an extra income, such as if you like baking. Try baking on the weekends. Then sell it to the workplace or in the store to create a small income for you. Some people use the ability to make snacks for sale. Until one day had to resign from the job because there were a lot of orders Created a status from baking more or less So you have to ask yourself what you like And that it can be extended to make money or not
The iron rule was amended until the 3 mentioned above. Maybe someone has already said it. Including in many articles that we have presented Will mainly talk about saving But the fact that you can fix it Not caused by 3 items mentioned directly But you have to start with your own intention before doing these 3 things, starting with discipline and clear goals. Will lead to financial richness and happiness in doing the things you love
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