3 Steps to Chill Let Your Money Work for Us

If you've got a taste of being a money boss in your hands! How will it be! If your whole life you think You work with patience every day. Willing to be hit hard For the money.

Therefore, we would like you to try and experience the wonderful life of using money to work in peace this time so that you can get rich financial value and know how to use it as a More than shopping and gone), so don't delay! Let's see how to use your money to work! It is divided into 3 steps as follows!

1. Be a firm person with your reserves
To do something That has a high risk rate, especially about money and gold and then The more you have to have a backup to ensure the possibility of Good or bad The reserve fund is what we take out of our salary. The reserve if separated from the savings would be very good. Is very important Because it is the first step before we invest in anything. Is a plan that we have to set up to support Investment contains risks. Regardless of taking a good risk Or bad matters, the reserve is necessary Should have income And if there is an uncertain income each month and still have to bear the burden of the family on their shoulders It should have a reserve to be used in about half a year. In order to prevent any subsequent emergencies that will occur, we recommend that this amount of money be kept in a bank passbook. Or it could be a financial market fund. As a guarantee to confirm ourselves that The principal will not disappear. And also affect having a high mobility condition Which is suitable for various emergencies That may happen. Therefore, when you realize the importance of money reserves. (Which is the first thing that should have), then quickly make a reserve If you want to invest financially, then there should be something to support it in times of trouble. Do you see how good it is to have reserve funds? Therefore, before giving us money to work, do not forget to start saving enough capital.

2. Peace of mind with insurance
Nobody wants an accident, right? (Except those wise Trying to cause an accident To claim Take the insurance money), of course, the accident is The occurrence of various causes To come up Whether by estimate or the environment is not suitable Well, we should have accident insurance before we start investing. Of course, when an accident happens really Must have an accident protection limit that is adequate to the current cost of treatment If unfortunately there must have been an accident then The hostages that we made Will reduce the damage possible Medical expenses do not have to pay extra. So as not to lose the timing of investment Which apart from accident insurance Other health insurance rights should be included if the workplace does not yet have benefits for this treatment. If the company that we work for has a policy to provide a good opportunity to apply for health insurance as a group. It should be done as well. Because there will be a premium Less than individual insurance But if there is no such group insurance To do it individually as well This is one of the things that money works for us. Rather, it is another form that allows us to pay off on conditional events or upon death. Which the reward will be given to our children to continue.

3. Confident with funds
The last verse of today That is, after having both reserve funds and insurance funds Which when having both these weapons We can start investing. But if any person is not ready in time In the study of economics and investment methods, nowadays, there are mutual funds managed by professional fund providers for us to purchase with ease. Because investment should be a long-term investment. Therefore, we must measure the weight of long-term compensation as the key. If we push to buy a fund that has Difficult in trading It will result in us. There is a constant lack of investment discipline or, if convenient, a mixed fund. So easy to facilitate the investment itself. Moreover, anyone who has enough capital and knowledge of marketing and economy. It may be invested by playing stocks or Forex. Now just wait for the money to work for us.

After reading the 3 items, the use of money to work together Hopefully it will be helpful in choosing a way to get your money working and get your money back. And from now on you will have the feeling that This money works It's easier than you think! Anyone who already has a large amount of money as a reserve, do not forget to bring it out and make a profit by investing in order to generate another piece of money.

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Knowing How to Use Money Must Start at the Family Institution

The values of people today who spend more than themselves Don't know the value of money Causing the creation of debt To improve or change that habit is already difficult. As the old saying goes, we don't want to lose weight, but we can solve the problem of overspending at the root cause. Starting with the family institution.

The money is not easy to earn. But often leave our bag without difficulty Parents should teach and cultivate, that is. 'Knowing the value of money' for our children to use Starting from teaching children about financial planning Gradually as follows.

1. Begin to train your child to have basic responsibilities
By assigning appropriate expenses to the children in an agreed period, for example, starting from giving money on a weekly basis. And gradually increase the period of time to monthly when the children are old enough to be able to manage their own money If the child cannot allocate expenses as scheduled, such as not spending enough weekly money To add is not enough The solution is To make income and expenditure accounts To see where the excess is spent And adjust the spending to be able to manage their own money later.

2. Taking your kids to shop too
In addition to teaching children how to compare product prices And to know how to manage money that is already limited It also cultivates a wise choice for shopping. Because buying things that are worthwhile Not that you choose, but things that are cheap. But we still have to consider the quality. And quantity for decision making If choosing to buy cheap things but don't have quality It will not be used for a long time or will wear out quickly. You will have to buy new ones frequently. Combined, it may be more expensive. Buy quality items at a higher price from the beginning. It is important that parents use this opportunity to teach their children to distinguish 'wants' and 'needs' because children are often unable to distinguish the two. Thinks that what you want is all you need Parents therefore have to teach.

3. Appreciate when your child is doing well
When children do well, the best reward for them may not be expensive gifts. Rather, it is a feeling that brings pride to your parents. The compliments, smiles and hugs of your parents are meaningful. Because it is a clear and warm expression of acceptance of the child The reward may be something that the family receives, such as going to a special meal. Or go on a family trip As for gifts that are things May give from time to time But not so often And it doesn't always have to be expensive. Because it may implant the child to stick to the object Can do good in exchange for compensation.

4. Do not indulge your child too much
Even if the things you want are not that big Or is more expensive than the power of the parents It is not difficult to buy a bag. But indulging in all of the children will develop a self-indulgent character Want What should be done is to teach children how to save for the purchase they want more. It may start by agreeing that the parents will pay half of the money As for the children, have to collect the other half of the money Which in this way will instill in the child to save And know more about the value of things.

5. Teach them how to share
In addition to teaching them how to save money, parents should teach their children how to share, such as drop in a donation vending machine. Or save a little money to buy gifts for relatives on special occasions Gifts may not be of great value. But the important thing is to teach them that In addition to saving money, it can create happiness for yourself. Can also create happiness for others as well.

This is a technique for teaching children how to use money well. Parents must start teaching their children how to save money. Know the value of money When they grow up, their children will become quality people, not spending more.

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Transform Yourself Into the Best Salaryman

Life of salaryman That anyone would consider envious Because it is a job with a certain income Plus get to work in a comfortable office But who knows that the working life of a salaryman is not easy. In addition to work, there will be a lot Before clearing the task each day, it would be very tiring and working hard, the boss still doesn't sympathize. Position does not move Salary is not adjusted once. So let's change ourselves to be the best Salary man is better for your own advancement.

Salaryman Who are facing these problems, do not be discouraged. Everything has a solution. Let's take a look at the tips that make you the best. Salaryman That everyone looks at each other with admiration The boss must also be considerate. What do I need to do?

Patience comes first
Day-to-day job problems are a headache. Plus, the work is so heavy that I rarely have time to rest. Sometimes customers or bosses may blame you for mistakes you didn't make. What will get you through every story is patience. Sometimes, though, you might have to work that doesn't want to get sick and get sick, but you still have to go out to see clients But the word professional always comes first. Even if the work is hard, it must be accomplished. Which your patience is to make you the best Salary man and everyone will be amazed by your stamina.

Work efficiently
Although you may be sitting all day working including overtime. But the work that has been returned is not worth the time spent Therefore, we must try to find ways to work more efficiently. Train yourself to work faster and make fewer errors. You will become a qualified employee of the organization. Do not forget that everyone wants to get quality work. And the working man must be efficient as well Don't think that we can't do it. Use our abilities and smart brain to improve the quality of work. And increase efficiency in the work better.

Create value for yourself
By training the ability to work better. Always try to learn from your mistakes and improve yourself. Learn important skills in the workplace to create new opportunities for yourself. Remember that opportunity belongs to the person who is always ready. Which if you are a person who is ready to work And keep improving yourself Your boss will definitely be delighted and consider a promotion for you.

Learn to comment
Sometimes even if you see that other people's work is wrong. But should not express a negative opinion in front of others Especially don't be too smart about your boss. Because of the saying that Doing good but not prominently can be detrimental - a saying that is always available at work. Sometimes even if you have a better idea. However, positive opinions should be offered. Do not cut the face, not offend other people's legs Drought, your work life will be smooth.

Interested in news
In today's age where communication has progressed and rapidly So you have to pay attention and follow some news. Because sometimes it may be related to your work. Do not focus on working alone until you do not care about the world. Because it will make you miss a lot of good things So in my spare time Or after work Take a good shower and sit in front of the TV to watch the news.

Pay attention to financial planning
Salary life seems to be a more stable occupation than other occupations. But do not forget that in life anything can happen. Therefore, it is necessary to plan the use of money and saving as a guarantee for life. For a happy retirement Moreover, salarymen with high salaries may be trapped by their salary. Because there is so much, it is used so much that there is no rest Not interested in investment When you suddenly lose your job Or retirement but no savings Life will be difficult immediately Therefore, do not ignore financial planning.

Take some time to relax
Human life is not a machine that can work all the time without a break. Therefore, should find opportunities for recreation. Go on a trip as appropriate. Find a favorite hobby to do on vacation. It will help you to charge your battery and be ready to return to hard work refreshingly. Don't forget if you're feeling overly tired and your work life hardly rested. Find free time or good times. One time off work, going to rest is better. And your work life will definitely improve.

These suggestions are intended for a salaryman looking to advance in life and work. If all of the above can be done You will be guaranteed to become a successful salaryman in your personal life. And working life as intended.

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5 Things You Need to Know if Thinking of Doing Your Own Business

Many people would be tired of life as a salary man, right? Which most often turn to do Private business Because it has better income and more freedom But starting a personal business is not an easy task. If you don't know the principles of doing Private business It will make the business bankrupt easily. Therefore, let's see if we can do it. Private business What do we need to know? Let's go see.

Explore your own sales needs
The first thing you have to know is your own desire. What you want to sell What business do you want to do and what kind of business you are good at? In order to have a proper business plan And most importantly, the product that you will do business must be a product that you like and love. Because it will make you more fully equipped with your business and not get bored with your work. When I get the things that I want to sell I want to do business Now, let's go open a business.

Who should I sell to
When the product you want to sell Must survey the target audience that we want to sell this product to who In order to choose the right location of the shop and design products to suit the customer group. For example, if you are thinking of opening a coffee shop And select the target group of students Will have to choose a nearby location With the university or in the area where the university is widely And most importantly, the store must be designed to look cute, quickie, and have a sweet and comfortable atmosphere as well, in order to suit most of the student groups. So if you are thinking of selling something before the location of the store, be sure to explore your target audience.

Location of the shop
As already mentioned in the topic, who is it good to sell to? That if we get the desired target group We will have to look for the location of the shop. The selected location must be the location closest to the target audience. For example, if your customer group is students Should choose a location in an area where there are many schools or universities If the target group is a working group Should choose a location in the area of a factory or office, or if the target group is tourists The best location is the sights, which is very important to choose a location. Because if we choose the location properly, it will result in a lot of customers entering the shop and giving us a high daily income. You see, how much better doing a personal business than being a salaryman? But if you choose a bad location and do business planning, it may lead to bankruptcy or bankruptcy as well.

Set a reasonable price
As for the price, it should be very important as well. Because if the price is set too high, it will prevent customers from buying our products. But if the price is set too low, it will cost us a loss as well. Therefore, factors that are important for setting the selling price The first is the stuff that we will sell. By exploring what the price of most of the items we sell is in order to be able to set the prices cheap and next is to explore that in the neighborhood where your shop or business is located. Is there someone in the same business as you? How much And what price did he set This will determine the price for you very well. By setting the price, you should set it a little lower than the neighboring stores. To make customers more interested in your store But if there are no other stores in that neighborhood You can set a more expensive price than usual. But don't make it too expensive Because it might prevent customers from entering the store as well.

Always calculate your out-of-pocket expenses
Do not forget that when we open our own business It will have a lot of expenses to pay as well. Which has been broken since you started building your business and started investing in your store. But another thing that will definitely have to pay and pay annually, that is, sure enough tax. So before you do business Do not forget to calculate first how much you will have to spend and what parts will you need during the opening of the business? This is to find out if you have the power to pay for this or not. If finance is not ready, do not open a business just yet. Because the risk of bankruptcy is quite high But if finances are ready, you can go open a business.

Private business It is another way of earning money that most people pay attention to. But to be able to do a personal business, you will need to have enough knowledge and a good plan. Otherwise your business will be bankrupt just shortly after opening.

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wealthy and successful man	rich choose buy home	homeowner know insurance
ask mortgage lenders	car accident settlement	mortgage application
prepare investing stock	shopping without debt	factors affecting home loan
credit cards with no debt	plan for business loans	step buying insurance
choosing life insurance	cheap car insurance	debt with credit card
type of insurance	how to request a claim	deposit banks or insurance
need life insurance	insure assets and liabilities	contract buying a home
happy if in debt	pay car installments	most car insurance terms
urgent money request loan	save money in stocks	howto have a home
plan before retirement	plan repayment carefully	plunging to the depths
cut health care costs	handling employee departure	put on retailer shelves
low cost promotion	guide to office colleagues	get TQM traning
unconscious credit cards	home to pay off debt	want money to invest
credit card addiction	manage credit card debt	insurance agreement
loans for education	lead to poverty	what is private fund
overlook insurance	also saving on debt	do before retiring