Check Well Before Buying a Home
In order to have a house faster Many people therefore use the method of requesting a loan. Which, requesting a loan for housing Requires a large amount of principal And have a long time to pay by installments The total monthly debt burden should not exceed 1 in 3 of monthly income.
Therefore, we should check the down payment conditions. Or various payments Before making the following decision.
1.) Down payment
Unlike general down payments, the down payment per month is lower than usual, such as 999 baht per month, but large down payments are available in certain installments. Which should prepare funds in advance for pouring down Or the month that has the balloon ready.
2.) In the case of "loan failed," will I get a refund?
May include blacklisting Or can not recover the credit limit But generally Some projects may have conditions for borrowing at least 3 banks, so ask the project in detail. To make sure In what cases does it mean that the loan is failed? And will receive a refund or not in any form.
see also finance and business knowledge
