Risky Familiarity With Credit Card Debt
Credit cards are useful and are punishable. The penalty here is not caused by the credit card. But due to the behavior of using credit cards without discipline Or use credit cards beyond their ability to form a debt burden arising from lack of discipline Which exceeds the familiarity of using credit cards, leading to the risk of becoming debt later And the habit that happens frequently is the risky habit of becoming a credit card debt.
Popular shopping, discounted products
Discounted products are a bait for shoppers. And even arranging promotions with credit cards The more I can't resist But did you know that the habit of shopping with discounted credit cards can lead to debt? Although the product is cheap But nowadays the products are on sale at department stores or department stores Discounting weekly strips If you shop every week, it's definitely not a good thing. Should choose the right rhythm And that item is necessary and necessary Must also know whether you can pay back or not. When financial institutions charge credit card bills.
Buy before the end of the month and then say again.
You decide to use a credit card to buy products because you know that the monthly salary will be issued and then use that money to pay for the credit card. But when the salary is released, you can use the salary you have to pay for your credit card. But you have not enough money left for daily use You are like this often until you decide to pay the minimum credit card. This is a signal of the risk that you are about to incur credit card debt.
This is the habit that creates bad habits for using credit cards. You should change the behavior of using credit cards. And do not get lost with the reduced product price But waiting for the right moment or during the festival is probably the best So that you will have savings in the event of an emergency.
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